In the Oxygen Economy, the One House Policy revolutionizes the concept of home ownership, ensuring that houses serve as homes for families rather than mere investment properties. Under this policy, every individual is assessed at one million Omega, the global reserve currency, providing a foundational economic value from which housing transactions can commence. To facilitate home ownership, banks offer a mortgage downpayment ranging from 5% to 20%—equivalent to $50,000 to $200,000—drawn from each individual’s Human Economic Value (HEV).

This initiative mandates that individuals must reside in the homes they own, effectively eliminating the housing shortage by discouraging the purchase of properties solely for investment purposes. As funds are utilized from an individual’s HEV for downpayments, it proportionally adjusts their Universal Basic Income (UBI) calculations, integrating personal financial health with broader economic stability. This policy not only streamlines housing availability but also eases governmental burdens, particularly as aging populations transition out of the workforce and require stable, permanent housing. This transformative approach aims to align housing with the core values of the Oxygen Economy: sustainability, equity, and long-term societal well-being.

Author: Julian Darius Paige

Category: Government/Shelter